AI Indexes
HR AI Index
Index › Products › MoneyLion – Instacash · October 2026 Edition
1 category · Named, not ranked

MoneyLion – Instacash

25Judge labels
0First choices
23Negative labels
11 / 14Models named it
1Category
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Standing
8 labels, too few to rank
A product needs 10 labels in a category before a share or quadrant is stated. MoneyLion – Instacash was named 8 times in Earned wage access, where Tapcheck led with 38%. The labels and the evidence are below, counted exactly.
By buyer segmentRead the same way at every buyer size.
In earned wage access · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named MoneyLion – Instacash for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
Earned wage accessCompensation and total rewards0%53 of 5488%8under 10 labels · led by Tapcheck at 38%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise. Read over the models both editions asked.

Movement

Since September 2026, MoneyLion – Instacash held within the floor in its one category: no change cleared 13 points.

Best category · Earned wage access · by segment

Small business=heldSince September 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise. Read over the models both editions asked.
0%from 0% in September 2026
Inside the floor by 13 pointsRank 28 → 37 of 37
Mid-market=heldSince September 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise. Read over the models both editions asked.
0%from 0% in September 2026
Inside the floor by 13 pointsRank 59 → 43 of 44
Enterprise=heldSince September 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise. Read over the models both editions asked.
0%from 0% in September 2026
Inside the floor by 13 pointsRank 35 → 52 of 53

All categories · Mid-market

CategorySeptember 2026NowChangeReadingRank
Earned wage access0%0%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise. Read over the models both editions asked.Within noiseRank 59 → 53 of 54

Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.

The floor is 13 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions

By model

How each model treated MoneyLion – Instacash across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
ShowHide
ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.500000
GPT-5.4 mini00000
Gemini 3.5 Flash00011
Perplexity Sonar00000
Grok 4.1 Fast00011
Mistral Small00000
DeepSeek V4 Flash00011
Llama 4 Maverick00000
Qwen 3.7 Flash00000
Kimi K200011
GLM 4.7 FlashX00000
MiniMax M2.500112
GPT-6 Luna00011
Muse Glimmer 30B00011

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct1 labelNone
Paraphrase0 labelsNone
Comparative1 labelNone
Budget-constrained0 labelsNone
Scale-constrained0 labelsNone
Negative23 labelsNone
First choiceAlternativeMentionNegative25 labels in all, every segment counted; 0 of the 0 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

No positive label carried a quote.

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“Litigation alleges MoneyLion charges Turbo Fees and tips that function as interest and can produce annualized rates hundreds of times higher” Muse Glimmer 30B · Earned wage access · negative prompt · hard negative
“litigation alleging that MoneyLion markets Instacash as "0% APR / no interest" while charging "Turbo Fees"” DeepSeek V4 Flash · Earned wage access · negative prompt · hard negative
“High “expedited” fees and optional tips that can drive effective APR > 300 %” MiniMax M2.5 · Earned wage access · negative prompt · hard negative
“Similar NY AG lawsuit in 2025 alleging consumer lending violations.” Grok 4.1 Fast · Earned wage access · negative prompt · hard negative

Named alongside

The products named in the same answers as MoneyLion – Instacash, over the 25 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and MoneyLion – Instacash was named but was not.
ShowHide
ProductSame answerTook the first choice insteadHead to head
EarnIn23 of 250Not among the top eight
DailyPay21 of 257Not among the top eight
Payactiv17 of 256Not among the top eight
Dave12 of 250Not among the top eight
Brigit11 of 250Not among the top eight
Empower9 of 250Not among the top eight
ZayZoon6 of 253Not among the top eight
Branch6 of 251Not among the top eight
Cleo6 of 250Not among the top eight
Tapcheck5 of 253Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named MoneyLion – Instacash. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 25 of the 25 answers that named MoneyLion – Instacash and are not a share of its labels.

Domains cited

paymentsdive.com12
consumerfinancemonitor.com11
files.consumerfinance.gov10
g2.com10
responsiblelending.org10
texasappleseed.org10
ilo.org9
nclc.org9
aeaweb.org8
guideflow.com8

Ninety-seven of the ninety-seven domain citations in answers naming MoneyLion – Instacash came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Search and answers

moneylion.com is not in Google's top ten for any of the category's searches. In the answers, MoneyLion – Instacash takes 0% of first choices and Tapcheck takes 38%.
ShowHide

In search

Google, US estimates
Position for “earned wage access provider”
–
not in the top ten
Position for “earned wage access providers”
–
not in the top ten
Searches for its name, Google
not counted (“moneylion – instacash”)
AI search demand for its name, est.
131 a month
Organic visits to its site
about 689,146 a month
Searches its site ranks for
102,887 · 1,923 in the top three
Sites linking to it
6,328
Paid Google search
2 searches its ads show for, about 604 clicks and $3,985 a month (estimate)
Ads on GoogleDetailLess
120+ ads · 116 text, 4 video · 120 shown in the last 30 days

First shown January 2025, as MoneyLion Technologies Inc., verified. Ads started 2025-10 to 2026-09: 82 in the year, 38 before.

On Google's pages: 1 2 3 4

In answers

This edition
Share of first choices
0%
rank 53 of 54 in earned wage access
Segment leader
38%
Tapcheck
First choices
0 across its categories
Named in
25 answers
Its own site cited
in 25 of the answers that named it

Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

What it publishes

ShowHide
Addresses on moneylion.com
9,273
subdomains included
Content
1,892
counted in the table below
Documentation
437
Product · Integration
0 · 1
KindPagesLast 90 days2025-10 to 2026-09LatestCategories named
Glossary or explainer1,46592026-09-28Earned wage access
Comparison309102026-09-28
News or press4702020-07-15
Blog41undated
Report or ebook1842026-09-15
Template or tool632026-09-05
Conference or event422026-09-28
Webinar or virtual event102026-05-13
Podcast or video112026-07-22

Most recent

How it is countedHide how it is counted

Every page moneylion.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read September 29, 2026.

Names read as MoneyLion – Instacash

What the judge wrote, as written, with how often. The vendor table decides that these count as MoneyLion – Instacash; a claim can dispute any of them.
MoneyLion 4MoneyLion (Instacash) 1MoneyLion Instacash 1

Follow MoneyLion – Instacash

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

MoneyLion – Instacash is its own company.
ShowHide

In its own words

Stated by the vendor, not checked
Positioning
Get up to $500. Fast.
For
members who want cash advances
Price stated
Expedited delivery requires Turbo Fee. moneylion.com
Starting price
0 moneylion.com/pricing
Not stated on the pages read
Free plan or trial, integrations, certifications, hosting, customers

What MoneyLion – Instacash's own pages state, read October 5, 2026: moneylion.com, moneylion.com/pricing, moneylion.com/partners. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when MoneyLion – Instacash's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as MoneyLion – Instacash, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for MoneyLion – Instacash by email, built from the raw record of the edition. It shows:

  • where MoneyLion – Instacash is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name MoneyLion – Instacash, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.
The subscriber app

A verification link goes to your work email; an address at moneylion.com is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.