| Category | Function | Share | Rank | Negative rate | Labels | Quadrant | Since September 2026 |
|---|---|---|---|---|---|---|---|
| Earned wage access | Compensation and total rewards | 24% | 2 of 54 | 5% | 39 | accepted challenger | ▲+2Since September 2026: 26% → 28%, +2 points. Inside the 13-point floor: within noise. Read over the models both editions asked. |
| Financial wellness platforms | Compensation and total rewards | 15% | 2 of 117 | 11% | 9 | under 10 labels · led by LearnLux at 24% |
| Category | September 2026 | Now | Change | Reading | Rank |
|---|---|---|---|---|---|
| Financial wellness | 0% | 17% | newNew since September 2026: not ranked then, 17% now. | New this edition | Rank 2 of 117, unchanged |
| Earned wage access | 26% | 28% | ▲+2Since September 2026: 26% → 28%, +2 points. Inside the 13-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 2 of 54, unchanged |
Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.
The floor is 13 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions
| Model | First choice | Alternative | Mention | Negative | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 1 | 1 | 0 | 2 |
| GPT-5.4 mini | 1 | 2 | 0 | 0 | 3 |
| Gemini 3.5 Flash | 3 | 1 | 0 | 0 | 4 |
| Perplexity Sonar | 2 | 1 | 1 | 0 | 4 |
| Grok 4.1 Fast | 0 | 5 | 0 | 1 | 6 |
| Mistral Small | 2 | 2 | 0 | 0 | 4 |
| DeepSeek V4 Flash | 2 | 2 | 0 | 1 | 5 |
| Llama 4 Maverick | 1 | 1 | 1 | 0 | 3 |
| Qwen 3.7 Flash | 2 | 2 | 0 | 0 | 4 |
| Kimi K2 | 1 | 2 | 0 | 0 | 3 |
| GLM 4.7 FlashX | 0 | 2 | 0 | 0 | 2 |
| MiniMax M2.5 | 3 | 0 | 1 | 0 | 4 |
| GPT-6 Luna | 0 | 0 | 0 | 1 | 1 |
| Muse Glimmer 30B | 0 | 2 | 1 | 0 | 3 |
Verbatim evidence the judge attached to positive labels.
“The best earned wage access provider for a company with a limited budget is ZayZoon, which is free for employers to offer with a flat employee fee.” Llama 4 Maverick · Earned wage access · budget prompt · first choice
“If you want the single best pick without more requirements, I'd choose ZayZoon for a limited-budget company” Perplexity Sonar · Financial wellness · budget prompt · first choice
“the best earned wage access (EWA) provider for a company with a limited budget is typically ZayZoon” Qwen 3.7 Flash · Earned wage access · budget prompt · first choice
“ZayZoon and Rain are widely considered the top choices for mid-market B2B companies” Qwen 3.7 Flash · Earned wage access · direct prompt · first choice
Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.
“Fees can be material for frequent users: one ZayZoon employer-support page lists a $5 transaction fee for a payout” GPT-6 Luna · Earned wage access · comparative prompt · soft negative
“More suited to SMBs (<200 employees) than mid-sized companies” DeepSeek V4 Flash · Earned wage access · paraphrase prompt · soft negative
“frequent complaints about high fees” Grok 4.1 Fast · Financial wellness · negative prompt · soft negative
Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 133 of the 133 answers that named ZayZoon and are not a share of its labels.
587 of the 626 domain citations in answers naming ZayZoon came from somebody else's page.
Pages are listed as the models cited them.
Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.
| Kind | Pages | Last 90 days | 2025-10 to 2026-09 | Latest | Categories named |
|---|---|---|---|---|---|
| Blog | 203 | 1 | 2026-09-15 | Earned wage access, Performance management | |
| Webinar or virtual event | 13 | 0 | 2022-07-06 | ||
| Case study | 10 | undated | |||
| News or press | 9 | undated | |||
| Conference or event | 7 | 0 | 2026-04-15 | ||
| Glossary or explainer | 4 | 0 | 2025-02-10 | Earned wage access | |
| Template or tool | 3 | 1 | 2026-09-03 | ||
| Report or ebook | 2 | 0 | 2021-12-16 | ||
| Comparison | 1 | undated |
As the event pages on zayzoon.com state them, read September 28, 2026.
Every page zayzoon.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read September 29, 2026.
An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.
Already following? Everything you follow, with a stop for each.
What ZayZoon's own pages state, read September 28, 2026: zayzoon.com, zayzoon.com/security, zayzoon.com/customer-stories, zayzoon.com/partners. A claimed page can correct any of them.
Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when ZayZoon's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as ZayZoon, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.
A new claim receives the current edition's vendor brief for ZayZoon by email, built from the raw record of the edition. It shows:
ZayZoon is among the products AI models recommend first in Earned wage access this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.
ZayZoon is among the products AI models recommend first in Financial wellness platforms this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.
Badges read on light and dark pages. Alt text carries the claim, the category, the edition and the index, so it stays a citation where the image does not load.