| Category | Function | Share | Rank | Negative rate | Labels | Quadrant | Since September 2026 |
|---|---|---|---|---|---|---|---|
| HSA and FSA administrators | Compensation and total rewards | 4% | 8 of 111 | 17% | 18 | accepted challenger | |
| Flexible benefits and lifestyle spending accounts | Compensation and total rewards | 0% | 87 of 90 | 100% | 2 | under 10 labels · led by Compt at 40% | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 13-point floor: within noise. Read over the models both editions asked. |
| Benefits administration | Core HR and payroll | 0% | 65 of 67 | 100% | 1 | under 10 labels · led by Gusto at 20% |
| Model | First choice | Alternative | Mention | Negative | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 1 | 0 | 1 |
| Gemini 3.5 Flash | 0 | 2 | 0 | 0 | 2 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.1 Fast | 0 | 0 | 0 | 1 | 1 |
| Mistral Small | 0 | 0 | 1 | 0 | 1 |
| DeepSeek V4 Flash | 1 | 1 | 1 | 0 | 3 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 1 | 0 | 0 | 1 |
| Kimi K2 | 0 | 0 | 1 | 2 | 3 |
| GLM 4.7 FlashX | 0 | 0 | 1 | 0 | 1 |
| MiniMax M2.5 | 0 | 0 | 1 | 0 | 1 |
| GPT-6 Luna | 0 | 1 | 1 | 2 | 4 |
| Muse Glimmer 30B | 1 | 0 | 1 | 1 | 3 |
Verbatim evidence the judge attached to positive labels.
“Businessolver or HealthEquity/Navia are the most commonly recommended names for mid-market B2B groups” Muse Glimmer 30B · HSA & FSA admin · paraphrase prompt · first choice
“The research suggests Navia is a low-cost, solid entry point” DeepSeek V4 Flash · HSA & FSA admin · budget prompt · first choice
“Navia if you want a broad benefits-administration package that also includes things like COBRA” GPT-6 Luna · HSA & FSA admin · paraphrase prompt · alternative
“with Navia as a strong runner-up if your team values responsive, human support” DeepSeek V4 Flash · HSA & FSA admin · direct prompt · alternative
Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.
“notifying nearly 2.7 million individuals of a hacking incident discovered in January” Muse Glimmer 30B · Benefits administration · negative prompt · hard negative
“Avoid for tight budgets: Larger players like WEX or Navia (~$4+ PEPM)” Grok 4.1 Fast · HSA & FSA admin · budget prompt · hard negative
“Major data breach (2026): 2.7 million individuals affected” Kimi K2 · Flexible benefits · negative prompt · hard negative
“One provider I’d put through heightened security diligence is Navia Benefit Solutions.” GPT-6 Luna · Flexible benefits · negative prompt · soft negative
Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 47 of the 47 answers that named Navia Benefit Solutions and are not a share of its labels.
146 of the 160 domain citations in answers naming Navia Benefit Solutions came from somebody else's page.
Pages are listed as the models cited them.
Search figures are US estimates from DataForSEO, read October 5, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.
An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.
Already following? Everything you follow, with a stop for each.
Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Navia Benefit Solutions's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Navia Benefit Solutions, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.
A new claim receives the current edition's vendor brief for Navia Benefit Solutions by email, built from the raw record of the edition. It shows: