# MoneyLion: how AI models rank it, October 2026

HR AI Recommendation Index, October 2026 Edition. Named in 4 judge labels across 1 categories by 4 of 14 models. Page: https://hr-ai-index.com/vendors/moneylion/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Financial wellness platforms | 0% | 116 | 75% | 4 |

## What the models said for it

- "Want to fix credit/buy a house? Go with MoneyLion." (Qwen 3.7 Flash, Financial wellness)

## And against it

- "Manipulative tactics: Artificially slows no-fee deposits to push users toward paid options" (Kimi K2, Financial wellness)
- "apps like EarnIn, MoneyLion (Instacash), Cleo, Payactiv, and DailyPay ... often "payday loans in disguise."" (Gemini 3.5 Flash, Financial wellness)
- "That history warrants careful review of the specific product and agreement you're considering." (GPT-6 Luna, Financial wellness)

## In its own words

What MoneyLion's own pages state, read 2026-09-28. Stated by the vendor, not checked by the index.

- Positioning: Borrow, earn, win, and learn about money with the #1 finance app in the App Store. (https://moneylion.com/)
- For: everyday money moves (https://moneylion.com/)
- Price stated: The membership fee is $9.99 per month, billed monthly, or $0 per month if you receive at least $500 in eligible direct deposits into your MoneyLion Spend Account during the previous 30 days. (https://moneylion.com/)
- Starting price: 0 (https://moneylion.com/)
- Free plan or trial: Free with qualifying direct deposits. (https://moneylion.com/)
- Certifications: FDIC, Member FDIC, member SIPC, FINRA

## What it publishes

Every page moneylion.com exposes, read 2026-09-29: 9273 addresses. By kind, pages and the last 90 days:

- blog: 41 pages, 0 in the last 90 days, latest undated
- webinar or virtual event: 1 pages, 0 in the last 90 days, latest 2026-05-13
- conference or event: 4 pages, 2 in the last 90 days, latest 2026-09-28
- report or ebook: 18 pages, 4 in the last 90 days, latest 2026-09-15
- comparison: 309 pages, 10 in the last 90 days, latest 2026-09-28
- template or tool: 6 pages, 3 in the last 90 days, latest 2026-09-05
- glossary or explainer: 1465 pages, 9 in the last 90 days, latest 2026-09-28
- podcast or video: 1 pages, 1 in the last 90 days, latest 2026-07-22
- news or press: 47 pages, 0 in the last 90 days, latest 2020-07-15
- Recent: 2026-09-28 glossary or explainer: Peer to peer loans https://www.moneylion.com/learn/personal-loans/basics/peer-to-peer-loans
- Recent: 2026-09-28 glossary or explainer: Chime personal loans https://www.moneylion.com/learn/personal-loans/reviews/chime-personal-loans
- Recent: 2026-09-28 conference or event: Applying for a loan online vs in person https://www.moneylion.com/learn/personal-loans/basics/applying-for-a-loan-online-vs-in-person
- Recent: 2026-09-28 glossary or explainer: Prosper personal loans https://www.moneylion.com/learn/personal-loans/reviews/prosper-personal-loans
- Recent: 2026-09-28 glossary or explainer: Can i change my bank account number https://www.moneylion.com/learn/banking/basics/can-i-change-my-bank-account-number
- Recent: 2026-09-28 glossary or explainer: Can you use a personal loan to buy a car https://www.moneylion.com/learn/personal-loans/basics/can-you-use-a-personal-loan-to-buy-a-car

## Record

- Method: https://hr-ai-index.com/methodology/
- Raw judge labels and full responses: https://hr-ai-index.com/data/
- License: CC BY 4.0. Cite as HR AI Recommendation Index, October 2026 Edition, hr-ai-index.com.