# Lively: how AI models rank it, October 2026

HR AI Recommendation Index, October 2026 Edition. Named in 35 judge labels across 2 categories by 13 of 14 models. Page: https://hr-ai-index.com/vendors/lively/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| HSA and FSA administrators | 15% | 2 | 6% | 34 |
| Flexible benefits and lifestyle spending accounts | 0% | 62 | 0% | 1 |

## What the models said for it

- "Fidelity and Lively stand out as the strongest HSA administrators based on low or no fees" (Grok 4.1 Fast, HSA & FSA admin)
- "For HSAs, look at Lively (4.4/5 Trustpilot), Fidelity (strong investing, better service)." (Grok 4.1 Fast, HSA & FSA admin)
- "Lively: A top choice for mid-market companies that want a "tech-first" approach." (Qwen 3.7 Flash, HSA & FSA admin)
- "Lively stands out as the best choice because: - $0 PEPM pricing is hard to beat" (Kimi K2, HSA & FSA admin)

## And against it

- "Avoid if budget is tight: Lively for very small teams, because of the minimum monthly fee." (Perplexity Sonar, HSA & FSA admin)
- "Why not Lively? Their $200 minimum means if you have 5 employees, you pay $40/person/month" (Qwen 3.7 Flash, HSA & FSA admin)

## In its own words

What Lively's own pages state, read 2026-10-05. Stated by the vendor, not checked by the index.

- Positioning: Best Health Savings Account and flexible benefits provider for individuals, brokers, and employers. (https://livelyme.com/)
- For: individuals, brokers, consultants, and employers (https://livelyme.com/)
- Price stated: Transparent HSA pricing. Zero hidden fees. (https://livelyme.com/)
- Starting price: $0.00 (https://livelyme.com/)
- Free plan or trial: Free for individuals & families (https://livelyme.com/)
- Certifications: SOC 2, SOC 1, HIPAA, CCPA, PCI DSS - SAQ D, HIPAA compliant
- Hosting: us-west-1, us-east-2
- Customers named: Francis Howell School District, UCAN, ZGA Architects, Precision Media Solutions, BMO Bank, Precision Media, Erin Poggi, Valeice Reaves

## What it publishes

Every page livelyme.com exposes, read 2026-09-29: 1621 addresses. By kind, pages and the last 90 days:

- blog: 517 pages, 0 in the last 90 days, latest undated
- case study: 5 pages, 0 in the last 90 days, latest undated
- webinar or virtual event: 3 pages, 0 in the last 90 days, latest undated
- conference or event: 4 pages, 0 in the last 90 days, latest undated
- report or ebook: 21 pages, 0 in the last 90 days, latest undated
- comparison: 19 pages, 0 in the last 90 days, latest undated
- template or tool: 9 pages, 0 in the last 90 days, latest undated
- glossary or explainer: 15 pages, 0 in the last 90 days, latest undated

## Record

- Method: https://hr-ai-index.com/methodology/
- Raw judge labels and full responses: https://hr-ai-index.com/data/
- License: CC BY 4.0. Cite as HR AI Recommendation Index, October 2026 Edition, hr-ai-index.com.