# Klover: how AI models rank it, October 2026

HR AI Recommendation Index, October 2026 Edition. Named in 2 judge labels across 1 categories by 2 of 14 models. Page: https://hr-ai-index.com/vendors/klover/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Earned wage access | 0% | 48 | 100% | 2 |

## And against it

- "Lawsuits allege that Klover's hidden structures can push effective interest rates past 300%" (Gemini 3.5 Flash, Earned wage access)
- "Named in litigation; similar fee structures and deceptive practices alleged" (Kimi K2, Earned wage access)

## Movement since September 2026

Floor: 13 points of share, measured on the calibration repeat. A larger change is movement; a smaller one is noise.

- Earned wage access: 0% to 0%, ±0. Inside the floor by 13 points · rank 47 → 48 of 54.

## Record

- Method: https://hr-ai-index.com/methodology/
- Raw judge labels and full responses: https://hr-ai-index.com/data/
- License: CC BY 4.0. Cite as HR AI Recommendation Index, October 2026 Edition, hr-ai-index.com.