# Benepass alternatives: what AI models name instead, October 2026

HR AI Recommendation Index, October 2026 Edition. 377 of the 504 answers in the 2 categories where Benepass holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://hr-ai-index.com/vendors/benepass/alternatives/

## Named instead, most often (every category and segment added)

- HealthEquity: 56
- Lively: 39
- Compt: 22
- Fidelity HSA: 22
- Forma: 21
- WEX Benefits: 16

## Flexible benefits and lifestyle spending accounts

**Small business**: 53 of 84 answers did not name Benepass (Benepass is #3 of 10 at 17%).

- Compt: first choice in 8 of those 53
- Gusto: first choice in 8 of those 53
- JOON: first choice in 8 of those 53
- Forma: first choice in 4 of those 53
- Fringe: first choice in 1 of those 53
- GoCo: first choice in 1 of those 53
- PeopleKeep: first choice in 1 of those 53
- PeopleKeep WorkPerks: first choice in 1 of those 53

**Mid-market**: 52 of 84 answers did not name Benepass (Benepass is #2 of 10 at 18%).

- Compt: first choice in 7 of those 52
- Forma: first choice in 5 of those 52
- JOON: first choice in 4 of those 52
- Rippling: first choice in 3 of those 52
- Holisticly: first choice in 2 of those 52
- Alight Solutions: first choice in 1 of those 52
- Alloy Benefits: first choice in 1 of those 52
- Benefex: first choice in 1 of those 52

**Enterprise**: 44 of 84 answers did not name Benepass (Benepass is #3 of 12 at 15%).

- Forma: first choice in 10 of those 44
- Compt: first choice in 7 of those 44
- Workday: first choice in 2 of those 44
- Benefitfocus: first choice in 1 of those 44
- Espresa: first choice in 1 of those 44
- Fringe: first choice in 1 of those 44
- Rippling: first choice in 1 of those 44
- Thryv: first choice in 1 of those 44

## HSA and FSA administrators

**Small business**: 76 of 84 answers did not name Benepass.

- Lively: first choice in 25 of those 76
- Fidelity HSA: first choice in 9 of those 76
- HealthEquity: first choice in 7 of those 76
- Gusto: first choice in 6 of those 76
- Hammock: first choice in 4 of those 76
- WEX Benefits: first choice in 3 of those 76
- Alegeus: first choice in 2 of those 76
- Ameriflex: first choice in 2 of those 76

**Mid-market**: 79 of 84 answers did not name Benepass (Benepass is #8 of 12 at 2%).

- HealthEquity: first choice in 19 of those 79
- Fidelity HSA: first choice in 10 of those 79
- Lively: first choice in 8 of those 79
- WEX Benefits: first choice in 3 of those 79
- WEX Health: first choice in 3 of those 79
- Avidia Health: first choice in 2 of those 79
- Businessolver: first choice in 2 of those 79
- Forma: first choice in 2 of those 79

**Enterprise**: 73 of 84 answers did not name Benepass (Benepass is #4 of 12 at 7%).

- HealthEquity: first choice in 30 of those 73
- WEX Benefits: first choice in 10 of those 73
- Lively: first choice in 6 of those 73
- Alegeus: first choice in 4 of those 73
- Fidelity HSA: first choice in 3 of those 73
- WEX Health: first choice in 3 of those 73
- HSA Bank: first choice in 2 of those 73
- Benefitfocus: first choice in 1 of those 73

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.